middle-aged security.
Not the boss to give, not entrepreneurship to earn, not even more friends out of the sun, but the bank card in the real numbers piled up. Naive us always think, as long as the person to the middle age, will certainly have luxury cars and houses, food and clothing as long as the person to the middle age, will certainly be able to wealth freedom, no longer worry about money.
Why?
Because people in their middle age, money and leisure people in their middle age, have knowledge and resources people in their middle age, full of energy is the year of the fight, is simply the best stage of life.
When you’re in your twenties, you work hard just to be able to stand up in your thirties. When you’re in your thirties, you think that you’ll be able to realize all kinds of freedom in your forties.
I don’t know, when you reach the middle age, you will be back to poverty in a matter of days and nights. When you reach middle age, it is like standing on the edge of the cliff drinking porridge, if you are not careful, even the porridge with the bowl have to fall into pieces.
Those middle-aged people in the circle of friends who are having exquisite brunches may be secretly checking their credit card installment bills!
The corporate executives sitting in the first row at the parent-teacher conference at school may be receiving layoff notices tomorrow.
What makes people laugh and cry these days is that middle-aged people obviously live the hardest, but often fall the hardest.
A failed investment, a sudden serious illness, may make you back to poverty. Do you think that after surviving the confusion of youth, you can live peacefully?
Too naive!
The real storm often creeps in after forty.
The life of a middle-aged person is like walking on a tightrope, one wrong step may be a difficult step. 01 丨35 years old is not a threshold is a ghost gate
There is a black saying circulating in the workplace Screws have to be oiled if they are used for a long time, and people just get new ones if they are used for a long time.
The 35-year-old hurdle is the curse of the workplace, but also a carefully calculated profit demarcation line of the capital.
Every boss has a book in his heart Twenty years old young people, can stay up all night to change the program, listen to do not ambiguous, full of energy Thirty years old or so, can lead the team rushed performance, experienced
But at the age of thirty-five, there are old and young, can not work overtime and always take a vacation, the efficiency of the boss in the eyes of the big discount.
You think work experience is worth a lot of money? But in the eyes of capital, cheap labor is the most fragrant.
Last year, a large factory layoffs, compensation paid the most painful, all the old employees over 35 years old.
Why? It is not because the cost-effectiveness of more than 35 years old is too low, even if you give more compensation, in the long run, it is more cost-effective than the use of young people.
How many old people over the age of 35 have been laid off, crying in the pantry.
Worse still, there are middle-aged people who are burdened with middle-class bankruptcies, mortgages, full-time wives and international schools.
The high mortgage is already overwhelming, and when combined with a full-time wife who is reaching out for money and the pending tuition fees for your child’s international school, it can drive a person to the point of collapse.
After being optimized, many middle-aged people have no choice but to take up delivery. 02 丨 entrepreneurship is the middle-aged half of the laughs
The fact that you are not willing to work for the rest of your life and want to start your own business is not a problem in itself. But the problem is that most people underestimate the cruelty of the market and overestimate their own abilities.
Every day in the short video, the inspirational story of starting a business and getting a Porsche in three months is playing, and people are itching to see it.
But you have seen a few rely on the script to kill the store really rich?
Last year, when those Netflix stores closed down, the transfer fee from 500,000 all the way down to 50,000, no one wants to give away the equipment for nothing.
What’s worse is that those who sell their homes to start their own business, last year still live in a three-bedroom apartment, this year the whole family crowded in the store attic to eat noodles.
The current environment, entrepreneurship is more exciting than stock speculation, ten entrepreneurial nine losses, the rest of the one is writing a success course to cut leeks.
Some people do not believe in this evil, the husband’s workers’ compensation all invested in the milk tea store, the results of the opening day, the city management to demolish the signboard She simply did not do the catering license.
She never had a restaurant license. After stepping on the pits, she saved up a lot of experience, but she lost all her money. If you want to start a new business, you can’t afford to do so, and you can’t look at the sky.
Starting a business is not a game, it is a battlefield of real money.
Before you start your own business, you need to ask yourself: Do you have contacts and resources? Do you know the industry well? Do you have enough ability to cope with risk?
If these are not, that business is simply to take the money into the water, but also can not hear a sound.
Want to start a business is not impossible, but at least have to meet three points
First, you are clear about the industry
Second, you have a stable and reliable capital chain
Three, you can survive at least one year of losses.
Otherwise, even the biggest dream can turn into a nightmare. 03丨Pretending to be rich and pretending to be poor is most deadly
It is a good thing that the middle-aged people are the best at fighting with themselves and living to save face.
Say they are poor, right? There is really a little money, but also can pretend a facade Say they are rich, right? They are rich, right? Grit your teeth and pay for a BMW 3 series, even the parking fees in the neighborhood have to be carefully calculated. Often the money for gasoline is not full, 100 100 dollars to add.
Then look at those really rich people, wearing 99 yuan canvas shoes shopping market, driving ten years old Jetta pick up and drop off children.
The most ridiculous is also the school district housing trap, obviously the school in front of the school promotion rate is good, have to squeeze the old broken small, the results of the mortgage pressure breathless, the child tuition fees still have to reach out to parents.
The so-called middle-class bankruptcy three-piece suit, looks like a beautiful scenery, people before the noble, in fact, are sewing, people after the suffering. Live understand the middle-aged people understand three truths Don’t take the company as an iron rice bowl, may one day be kicked off Don’t take their savings to bet on the so-called wind mouth, the probability of losing all And don’t spend money in order to support the face, the face of the only than face is worth a lot of money.
In this day and age, the people who can smile to the end and receive a stable pension are not those who are the most glamorous, but those who know how to act in a low-profile The time to save money is never generous, the time to admit defeat is never hard to hold on to the face.
In the end, the middle-aged people’s sense of security, not the boss to give, not entrepreneurship earned, and more not the circle of friends out of the sun, but the bank card in the real numbers piled up.
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